Robo-Advisor Platforms

Discover automated investment management platforms that use advanced algorithms to build and manage diversified portfolios. Compare Australia's leading robo-advisors and their intelligent investment strategies.

Automated portfolio management dashboard showing algorithmic investment allocation and rebalancing features

How Robo-Advisors Work

Understanding automated investment management

1
Risk Assessment

Complete a comprehensive questionnaire about your financial goals, risk tolerance, and investment timeline.

2
Portfolio Creation

Advanced algorithms create a diversified portfolio using ETFs tailored to your specific risk profile and goals.

3
Automatic Rebalancing

Your portfolio is continuously monitored and automatically rebalanced to maintain optimal asset allocation.

4
Performance Tracking

Monitor your investment performance with detailed analytics and regular portfolio reviews.

Leading Robo-Advisor Platforms

Compare features, fees, and investment strategies

Stockspot

4.3/5
0.66% annual fee
Key Features:
  • Diversified ETF portfolios
  • Automatic rebalancing
  • Tax-loss harvesting
  • Ethical investment options
  • No minimum balance
Investment Options:
Conservative Balanced Growth Ethical
ASIC Regulated Australian Owned

Raiz (formerly Acorns)

4.0/5
$2.50 monthly fee
Key Features:
  • Round-up investments
  • Micro-investing platform
  • Educational content
  • Multiple portfolios
  • Mobile-first experience
Investment Options:
Conservative Moderate Aggressive Emerald
ASIC Regulated Micro-Investing

Six Park

4.1/5
0.77% annual fee
Key Features:
  • Global diversification
  • Active portfolio management
  • Direct indexing
  • Currency hedging
  • Personalised advice
Investment Options:
Defensive Conservative Balanced Growth
ASIC Regulated Premium

Clover

3.9/5
0.50% annual fee
Key Features:
  • Low-cost investing
  • Simple portfolio options
  • Automated investing
  • Easy setup process
  • Transparent fees
Investment Options:
Conservative Moderate Aggressive
ASIC Regulated Low Cost

Spaceship Voyager

4.2/5
Free under $5,000
Key Features:
  • Free for balances under $5k
  • Thematic investing
  • Youth-focused platform
  • Simple interface
  • Educational resources
Investment Options:
Index Earth Universe
ASIC Regulated Youth Focused

Pearler

4.4/5
$5.50 per trade
Key Features:
  • DIY and automated options
  • Pre-made portfolios
  • Educational content
  • Community features
  • Portfolio tracking
Investment Options:
Conservative Balanced Growth Custom
ASIC Regulated Community

Benefits of Robo-Advisors

Why choose automated investment management

Lower Costs

Significantly lower fees compared to traditional financial advisors, typically 0.5-1% annually versus 1-2%.

24/7 Management

Continuous portfolio monitoring and automatic rebalancing without requiring your constant attention.

Diversification

Instant access to globally diversified portfolios using low-cost ETFs across multiple asset classes.

Accessibility

Low minimum investments and user-friendly interfaces make investing accessible to beginners.

Important Investment Disclaimer

Investment involves risk and past performance is not indicative of future results. Robo-advisors use algorithms to manage portfolios, but cannot guarantee returns or eliminate investment risk. Consider your financial situation, investment objectives, and risk tolerance before investing. This information is general in nature and does not constitute personal financial advice. Consider seeking professional advice tailored to your circumstances.